Facebook
54 Search results for:

Certificate Iv In Small Business Management Government Funded

Similar Searches:
  • On Campus
  • Online

Deakin University Bachelor of Business

The Bachelor of Business equips students with the skills and knowledge they need to pursue careers in business and management. ... wishing to pursue careers in business and management. This three-year course focuses ... outcomes Finance Manager, Event Manager, Small Business Owner, Project Manager, Property Manager ... View course information.

On Campus

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

La Trobe University Diploma of Applied Business

Completing a Diploma of Applied Business is the fastest way to gain a respected qualification and start a successful business career. With a Diploma of Applied Business from La Trobe University, you'll ... elective topics ranging from project management to customer service to digital ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

La Trobe University Bachelor of Applied Business (Management Major)

The Bachelor of Applied Business (Management Major) is a comprehensive online course that equips students with the knowledge and skills needed for careers in The Bachelor of Applied Business (Management Major), from La Trobe University, ... in business. In the second and third years, students choosing the Management ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

Dūcere Bachelor of Applied Business (Marketing)

Delivered by Ducere Global Business School in partnership with the ... Australia, the Bachelor of Applied Business (Marketing) connects marketing creativity ... skills Ducere's Bachelor of Applied Business (Marketing) combines an immersive online ... outcomes Marketing Coordinator, Brand Manager, Management Consultant, Marketing Officer, Executive Manager ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

La Trobe University Bachelor of Applied Business

The Bachelor of Applied Business is a comprehensive online course, providing a solid foundation of business knowledge and skills suitable for a wide range ... , management, law, ethics and innovation. Whether you're brand-new to the business world ... to study to further your business career options, this flexible online ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

La Trobe University Bachelor of Applied Business (Marketing Major)

The Bachelor of Applied Business (Marketing Major) is a comprehensive online course that equips students with the essential business knowledge and fundamental ... undertake a range of core business subjects, covering everything from accounting ... consumer behaviour and innovation in business. As well as problem-solving, critical ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

La Trobe University Associate Degree of Applied Business

An Associate Degree of Applied Business is the perfect course for those who want to kickstart their career in the business world with just two years of ... commercial world works, and how business, marketing, accounting and finance fundamentals ... you waiting for? Kickstart that business career today! Career outcomes Office ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • On Campus
  • Online

Deakin University Graduate Certificate of Business Administration

Take the first step in an exciting and rewarding career in business management with this Graduate Certificate of Business Administration course from ... career in organisational management with this Graduate Certificate of Business Administration course from ... highly regarded Graduate Diploma of Business Administration or Master of Business Administration, giving ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • Online

BSB41515 College for Adult Learning Certificate IV in Project Management Practice

The Certificate IV in Project Management Practice (BSB41515) is an entry-level course designed for those new to project management, who have had ... sector of project management with a Certificate IV in Project Management Practice (BSB41515) from ... you need to manage a small project or to be an ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

Australian Institute of Business The AIB MBA

Build stand-out skills in strategic leadership and management with this internationally recognised online Master of Business Administration course from ... Choose from entrepreneurial management, finance, human resources management, marketing management, logistics and ... , Human Resources Manager, Small Business Manager, Account Executive, Management Consultant, Team Leader, ... View course information.

Online

Payment Method

FEE-HELP

Payment plan

Upfront payment

  • On Campus
  • Online

Edith Cowan University Graduate Certificate of Business

Strengthen your leadership and management skills to help you stand out from the competition with this Graduate Certificate of Business from Edith ... business and management capabilities to level up your career with this Graduate Certificate ... in the Graduate Diploma of Business and Master of Business Administration. Career outcomes ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • Online

BSB50215 College Australia Diploma of Business

Build practical new skills for a senior management role with this nationally recognised online Diploma of Business (BSB50215) course. ... marketing and research, project management, risk management, and team leadership and ... Small Business Manager, Team Leader, Head of Operations, Business Development Manager, Business Coordinator, Business Consultant ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • On Campus
  • Online

Edith Cowan University Graduate Diploma of Business

Expand your business skills and management knowledge for improved professional opportunities with this Graduate Diploma of Business from Edith Master new management skills and develop a deeper understanding of business concepts with ... this Graduate Diploma of Business from Edith ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • Online

BSB40515 MCI Institute Certificate IV in Business Administration

Want to take your career in business administration to the next level? The capabilities you'll gain in this Certificate IV in Business Administration ... must-have for any enterprise. This Certificate IV in Business Administration (BSB40515) from MCI ... teach you how to coordinate business resources, organise travel and accommodation ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB40615 MCI Institute Certificate IV in Business Sales

Hone your craft and become a more effective salesperson with this online Certificate IV in Business Sales (BSB40615) from MCI Institute. ... of your customers with this Certificate IV in Business Sales (BSB40615) from MCI ... international markets, strategies for building business networks and planning sales prospects. ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB40215 MCI Institute Certificate IV in Business

Turn your passion for business into a professional advantage with this Certificate IV in Business (BSB40215) from MCI Institute. ... crowd of other candidates. This Certificate IV in Business (BSB40215) from MCI Institute ... in the cutthroat world of business, there's no better time to ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • On Campus
  • Online

Deakin University Graduate Diploma of Business Administration

Start a new career in business management, leadership and operations with this industry-recognised Graduate Diploma of Business Administration course ... world of business leadership and management, this practical, industry-relevant graduate diploma course is ... key foundation knowledge in business decision-making, operational management, risk analysis, strategic planning ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • Online

BSB50215 Redmako Learning Diploma of Business

This Diploma of Business, delivered in Virtual Reality by Redmako Learning, covers the key cornerstones of business knowledge and skills through ... , cutting-edge mode of study, the Diploma of Business (BSB50215) from Redmako Learning ... for career success. Career outcomes Small Business Owner, Office Manager, General Manager ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

Griffith University Graduate Certificate in Business Administration

Lead in sustainable business and kick-start your MBA with this accelerated online Graduate Certificate in Business Administration degree. ... with this accelerated online Graduate Certificate in Business Administration from Griffith University. ... , sustainable business practices and global orientation - teaching both management thinking and ... View course information.

Online

Payment Method

FEE-HELP

Upfront payment

  • On Campus
  • Online

Edith Cowan University Graduate Certificate of Supply Chain and Logistics Management

Play a vital role in the functioning of businesses and build skills to make a difference with this Graduate Certificate of Supply Chain and Logistics Certificate of Supply Chain and Logistics Management course from ... vital part of any business, supply chain management ensures products and services ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • Online

RMIT Online Graduate Certificate of Product Management

Build in-demand skills and knowledge to propel your career with the RMIT Online Graduate Certificate of Product Management. ... Graduate Certificate of Product Management from RMIT Online, you'll learn to combine business ... also learn to deliver a business case, build a product roadmap ... View course information.

Online

Payment Method

FEE-HELP

Upfront payment

  • Blended
  • On Campus
  • Online

AIM Business School Master of Business Administration (MBA+)

Demonstrate your career ambition and gain a thorough understanding of the current business management landscape with this online Master of Business Administration ... from the Graduate Diploma in Management and Graduate Certificate in Management. You'll study a ... and Transformational Leadership, Human Resource Management, International Business, Innovation and Sustainability, Contract ... View course information.

Blended

On Campus

Online

Payment Method

Upfront payment

  • Online

Dūcere Bachelor of Applied Business (Management)

Delivered by Ducere Global Business School in partnership with the ... Bachelor of Applied Business (Management) combines the fundamentals of management ... of Applied Business (Management) that combines the fundamentals of management and business leadership with ... from global leaders, CEOs and business innovators Attend dynamic industry events ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

UniSA Online Bachelor of Business (Management)

This online Bachelor of Business (Management) degree equips students with the skills to lead and manage people, teams and organisations in the global business ... of Business (Management), from UniSA Online, prepares students for careers in management with ... technology as it relates to business management. Core concepts such as international ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • On Campus
  • Online

Deakin University Bachelor of Business (Sport Management)

The Bachelor of Business (Sport Management) is an undergraduate business course for those wishing to pursue management careers in sporting ... of Business (Sport Management), offered by Deakin University, is a specialised business course ... You'll complete 8 sport management units, 8 business units and 8 elective ... View course information.

On Campus

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

SIS50115 Australian Institute of Personal Trainers Diploma of Sport and Recreation Management

Blend fitness and business into a challenging and rewarding career with this online Diploma of Sport and Recreation Management (SIS50115) course ... fitness centre, this Diploma of Sport and Recreation Management (SIS50115) from the ... , organise events, develop business relationships, manage stock, develop business plans, manage finances ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

Dūcere Bachelor of Applied Entrepreneurship

Delivered by Dcere Global Business School in partnership with Torrens ... want to know how new businesses and startups succeed and develop ... your own ... , you'll be working on real business plans! You will: Develop an ... degree Receive dynamic insights from business leaders and start-up pioneers Attend ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

UniSA Online Bachelor of Business (Marketing)

This online Bachelor of Business (Marketing) degree covers the latest research and strategies to get you ready for a fast-paced career in marketing. ... concepts such as international business, economics and accounting, business operations and intelligence ... and research, advertising and brand management. Students are privy to the ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

Griffith University Master of Business Administration

Become a global leader in sustainable business practices with this future-focused accelerated online Master of Business Administration degree. ... with accelerated online Master of Business Administration from Griffith University. This ... business skills in accounting, economics, strategic thinking, leadership, financial management, marketing and management ... View course information.

Online

Payment Method

FEE-HELP

Upfront payment

  • Online

BSB50415 MCI Institute Diploma of Business Administration

The Diploma of Business Administration (BSB50415) is an essential course for those wishing to begin their careers in business administration in roles ... as a personal assistant? The Diploma of Business Administration (BSB50415) from MCI ... headfirst into an exciting new business administration career! Career outcomes Administration ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB50215 MCI Institute Diploma of Business

The Diploma of Business (BSB50215) is a comprehensive, versatile course for those wishing to gain the skills and knowledge needed to run a successful business? Give your career the boost it needs with an online Diploma ... of Business (BSB50215) from the experts ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB50215 & BSB51915 MCI Institute Double Diploma of Business and Leadership & Management

The Double Diploma of Business and Leadership & Management (BSB50215 & BSB51915) is a dual qualification offering practical training to enhance students ... with the Double Diploma of Business and Leadership & Management (BSB50215 & BSB51915 ... enhance your natural leadership and management abilities with a solid foundation ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB50215 & BSB50415 MCI Institute Double Diploma of Business and Business Administration

The Double Diploma of Business and Business Administration (BSB50215 & BSB50415) combines two in-demand diploma courses to provide students ... qualification, MCI Institute's Double Diploma of Business and Business Administration (BSB50215 & BSB50415 ... processes to payroll and meeting management, project work to personal and ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • On Campus
  • Online

Edith Cowan University Master of Business Administration

Strengthen your leadership skills and push your career further with this Master of Business Administration course from Edith Cowan University. ... real-world insight into how complex business problems are resolved and understand ... of. Career outcomes Finance Manager, Business Manager, Managing Director, Human Resources ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • On Campus

Edith Cowan University Bachelor of Science/Bachelor of Commerce

Build in-demand skills for a meaningful career tackling the world's greatest problems with this Bachelor of Science/Bachelor of Commerce course from Edith Cowan University ... broad foundation of science and business knowledge and gain two qualifications ... , or sustainability - helping both businesses and societies meet challenges and ... View course information.

On Campus

Payment Method

HECS-HELP

Upfront payment

  • Online

UniSA Online Bachelor of Business (Financial Planning)

Get the essential skills to practice as a financial planner in Australia with the Bachelor of Business (Financial Planning) from UniSA Online. ... estate planning and risk management, the Bachelor of Business (Financial Planning) from ... and retirement planning, financial risk management; as well as understand how ... View course information.

Online

Payment Method

HECS-HELP

Upfront payment

  • On Campus
  • Online

Deakin University Master of Business Administration (International)

A career in international business management is within your reach with this highly regarded Master of Business Administration (International) course from ... this innovative, industry-leading Master of Business Administration (International) course from Deakin ... Graduate Management Association of Australia, and the online Master of Business Administration ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • On Campus
  • Online

Deakin University Master of Business Administration (Healthcare Management)

Build crucial leadership skills to effectively manage healthcare challenges and opportunities with this Master of Business Administration (Healthcare Management ... highly regarded Master of Business Administration (Healthcare Management) course from Deakin University. ... the wider context of healthcare management is crucial to effectively leading ... View course information.

On Campus

Online

Payment Method

FEE-HELP

Upfront payment

  • On Campus
  • Online

Deakin University Bachelor of Business Analytics

Use big data to solve even bigger business problems with the skills, knowledge and real-world experience developed in this Bachelor of Business Analytics ... and growing field for contemporary business problem-solving and strategic planning. This ... Career outcomes Analyst, Data Analyst, Business Systems Analyst, Database Analyst, Strategist ... View course information.

On Campus

Online

Payment Method

HECS-HELP

Upfront payment

  • Online

BSB50415 College for Adult Learning Diploma of Business Administration

The Diploma of Business Administration (BSB50415) is a nationally recognised and respected qualification that prepares students to become exceptional professional ... administrative roles in the business world, the Diploma of Business Administration (BSB50415) from ... become an exceptional professional administrator, business manager or office manager. So ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB51515 College for Adult Learning Diploma of Purchasing

The Diploma of Purchasing (BSB51515) is an online designed to equip aspiring purchasing professionals with the skills needed to apply the most appropriate purchasing ... ? Look no further than a Diploma of Purchasing (BSB51515) from the ... important, steadily growing area of business. You'll develop a reliable skill ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Blended
  • Online

BSB50215 Australian Institute of Management Education and Training Diploma of Business

The Diploma of Business (BSB50215) is a cornerstone course designed for students who wish to develop their skills across a range of business and ... of business? A Diploma of Business (BSB50215) from the Australian Institute of Management is ... you waiting for? Kickstart your business career today! Career outcomes Executive ... View course information.

Blended

Online

Payment Method

Upfront payment

  • Online

BSB50215 & BSB51918 College for Adult Learning Double Diploma of Business + Leadership & Management

The Double Diploma of Business (BSB50215) + Leadership & Management (BSB51915) is a comprehensive course that equips students with the knowledge ... with a Double Diploma of Business (BSB50215) + Leadership & Management (BSB51918) from ... that will help supercharge your business career opportunities. Career outcomes Office ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB50415 & BSB51918 College for Adult Learning Double Diploma of Business Administration + Leadership & Management

The Double Diploma of Business Administration (BSB50415) + Leadership & Management (BSB51918) equips students with the core skills needed to pursue ... ? The Double Diploma of Business Administration (BSB50415) + Leadership & Management (BSB51918) from ... diploma not only with key skills and knowledge for running a business ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB50215 College for Adult Learning Diploma of Business

The Diploma of Business (BSB50215) is a nationally recognised qualification designed to help students increase their business skills in order to ... place to start than a Diploma of Business (BSB50215) from the College ... monitor new administration systems; manage businesses payroll functions; plan recruitment, selection ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB51615 College for Adult Learning Diploma of Quality Auditing

The Diploma of Quality Auditing (BSB51615) is an online course that equips students with the skills they need to pursue careers in the quality management ... being in charge of, a Diploma of Quality Auditing (BSB51615) from ... , and gain performance and project management know-how. This nationally recognised qualification ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Blended
  • Online

AIM Business School Graduate Certificate in Management

Formalise your management skills and further your career with this online Graduate Certificate in Management course. ... formal qualification, the Graduate Certificate in Management is designed for those with ... as a pathway to AIM Business School's MBA program. In it ... View course information.

Blended

Online

Payment Method

Upfront payment

  • Online

Deakin University Graduate Certificate of Education Business Leadership

The Graduate Certificate of Education Business Leadership equips students with the advanced knowledge and skills necessary for leadership careers in the The Graduate Certificate of Education Business Leadership, offered by Deakin University, ... careers leading teams and achieving business outcomes in the education industry. ... View course information.

Online

Payment Method

Upfront payment

  • Online

BSB30115 MCI Institute Certificate III in Business

Ready yourself for a rewarding career in the competitive field of business! Your ideal first step is this Certificate III in Business (BSB30115) ... with this comprehensive online Certificate III in Business (BSB30115) from MCI Institute. ... with essential skills for entry-level management and business operations positions. This course ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB30215 MCI Institute Certificate III in Customer Engagement

Start your career in customer service and marketing with sought-after industry skills gained in this online Certificate III in Customer Engagement (BSB30215) from ... to the success of any business. This Certificate III in Customer Engagement ... View course information.

Online

Payment Method

Payment plan

Upfront payment

  • Online

BSB30415 MCI Institute Certificate III in Business Administration

Get in-demand skills for the competitive job market with this online Certificate III in Business Administration (BSB30415) from MCI Institute. ... set with this online Certificate III in Business Administration (BSB30415) from MCI ... , organising workplace information and producing business documents. It's never been easier ... View course information.

Online

Payment Method

Payment plan

Upfront payment

Study With One Of Australia's Leading Education Institutes

Academy Xi
AIM Business School
All Health Training
Australasian College of Health and Wellness
Australian College of Physical Education
Australian Fitness Academy
Australian HR Institute
Australian Institute of Business
Australian Institute of Management Education and Training
Australian Institute of Personal Trainers
Australian International Skills Training
Builders Academy Australia
Charles Sturt University
College Australia
College for Adult Learning
Deakin University
Dūcere
Edith Cowan University
Ella Bache College
Foundation Education
Foundation Training Australia
General Assembly
Griffith University
Hammond Institute
HTMi Australia
James Cook University Online
La Trobe University
MCI Institute
Melbourne City Institute of Education
Monarch Institute
Monash University
National College Australia
New Horizons Australia Institute of Technology
Redmako Learning
RMIT Online
The Hotel School
The National Finance Institute
TrainSmart Australia
UniSA Online
University of Adelaide
Torrens University

Looking for Business opportunities in Australia?

There are currently 1,845 Business job openings in Australia*. The average salary for a Business job in Australia is $128,862.

The Australian Government Department of Employment estimates a projected employment growth to 2018 of 88,700 jobs for the Business industry in Australia.

Gaining a Business qualification will significantly increase your career prospects for Business jobs in Australia. Studying an online course with an accredited Australian provider gives you the flexibility you need to study at your own pace.

Employment in the Business industry in Australia

Australia has a population of 23,625,031, with a total of 11,645,500 people currently employed. The average job seeker age for Australia is 37 years and the current unemployment rate sits at 5.7%. Part-time workers make up 46% of the workforce in Australia.

Education in Australia

  • The percentage of people employed in Australia with a bachelor's degree or higher qualification: 29%
  • The percentage of people employed in Australia with a cert III or higher VET qualification: 31%
  • The percentage of people employed in Australia without a post-school qualification: 36%

*Job openings in August 2019
Sources: Trovit Australia, SEEK, MyCareer, Labour Market Information Portal, PayScale, Open Universities Australia, Census QuickStats, Australian Jobs 2014 Report and 2014 Employment Outlook to November 2018 Report.

Need to get your Career ship-shape?
Then a Career Coach is a great place to start.

Career Outcomes

Resources

A Financial Advisor is a trained and licensed professional who is qualified to assist organisations and individuals with setting and meeting long-term or short-term ... diploma in a relevant field. Gaining a qualification in financial planning, business ... topics. Maintaining up-to-date knowledge of government regulations and financial issues. Skills ...
Insurance Brokers are trained and licensed financial advisers, working on behalf of their clients to provide professional advice on which insurance policies and products ... Broker. Step 1: Complete a Certificate III. To become an Insurance ... facilitating cover for individuals and businesses. Providing information on costs, exclusions ...
A Change Manager is responsible for facilitating the smooth transition of a business from one state of operation to another. This can include the adoption of ... enrol in either an advanced diploma or bachelor programme to hone ... as a solid grounding in business management. Skills & Attributes Dedication and ...
A supply chain analyst ensures that all segments of the supply chain run smoothly. A supply chain is basically the entire process of shipping and delivering goods to ... business or economics. In any case, a Bachelor's or a Certificate is ... a graduate degree in management, logistics, analysis, business, economics or a related ...
 Susan Markovic - Makeup Artist & Educator Susan Markovic - Makeup Artist & Educator

For the last 30 years, Susan has taught some of the best in the biz and worked on many models and actresses. Read more about her triumphs and the evolution of her makeup ... at the bigger schools offering Cert IV or Diploma in Makeup. If you ... their own and start a small business? You make your own luck ...

 Dr Kate Adams - Vet, Business Owner & Entrepreneur Dr Kate Adams - Vet, Business Owner & Entrepreneur

An 80-hour week is pretty standard in Kate's world. She's the owner of Bondi Vet Hospital, a media vet, founder of online gifting website, Thankly, as ... surgery degree, a graduate certificate in management and then in digital marketing. ... in Animal Care, as a Small Business owner or Entrepreneurship - we've ...

 Fabiola Gomez - Founder & CEO of LUXit Fabiola Gomez - Founder & CEO of LUXit

... have a strong background in management. Tell us what qualities a ... range of Entrepreneurship courses and Small Business courses. Enquire today and start ...

 5 Things To Consider Before Starting Your Own Small Business 5 Things To Consider Before Starting Your Own Small Business

... things before starting their own small business. Consideration #1: Your Resourcefulness Game ... and face them head-on. Consideration #4: You Will Require Resilience In ...

 Annie Moon-Arkell - Founder of Mo Creative Marketing Annie Moon-Arkell - Founder of Mo Creative Marketing

Annie is all about helping business owners conquer their digital goals! Follow her journey from bar manager to copywriter and now a happy and successful business ... want to start their own small business possess? Self-motivation is a big ... career highlight Receiving my official business registration certificate. What's next for you ...

 Emma Blomfield - Interior Stylist & Co-Founder @ The Decorating School Emma Blomfield - Interior Stylist & Co-Founder @ The Decorating School

For the past eight years, Emma's made a career out of her passion for interior design and dressed thousands of Australia's most beautiful homes along her way. ... wanting to start their own small business? I work with a lot ... the chance where I have 4 fluffy donkeys who demand a ...