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FEE-HELP: Study now, pay later


What is FEE-HELP?

FEE-HELP is a loan scheme to help students pay all, or part, of their tuition fees. You can only access FEE-HELP if you’re planning to study at a university or other private higher education institution that has been approved to offer FEE-HELP to eligible students.

Am I eligible?

You must:

  • Be enrolled in an eligible unit of study, offered by an approved FEE-HELP provider, by the census date; AND
  • Be an Australian citizen undertaking one unit of study in Australia; OR
  • Be a permanent humanitarian visa holder, residing in Australia for the duration of your unit; OR
  • Be a permanent visa holder undertaking bridging study for overseas-trained professionals, and residing in Australia for the duration of study.

When do I starting paying back

You’ll start repaying your HELP debt once your taxable income reaches the compulsory repayment threshold. This threshold is adjusted every year.

The threshold for 2017-18 is $55,874.

How much can I borrow?

In 2017 you can borrow up to $100,879 under the FEE-HELP scheme. For students studying medicine, dentistry and veterinary science courses, the FEE-HELP limit is $126,101.

Disclaimer: This information is correct at the time of publishing, but is subject to change under the current government’s higher education reforms. The figures provided are applicable for the 2017-18 financial year only. For more information, visit StudyAssist [].
2017-2018 repayment rates
2017-2018 Repayment rates Repayment % rate
Below $55,874 NIL
$55,874 – $62,238 4.0%
$62,239 – $68,602 4.5%
$68,603 – $72,207 5.0%
$72,208 – $77,618 5.5%
$77,619 – $84,062 6.0%
$84,063 – $88,486 6.5%
$88,487 – $97,377 7.0%
$97,378 – $103,765 7.5%
$103,766 and above 8.0%

To get started with your FEE-HELP application, or for more information, you can head to the StudyAssist website.

Browse through our range of online courses that are covered by FEE-HELP.

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