FEE-HELP

What is FEE-HELP and how does it work?

FEE-HELP is a government loan scheme that helps eligible students pay for their full-fee-paying higher education courses. You repay the loan through the tax system once your income exceeds a certain threshold. Learn more at StudyAssist.

Am I eligible for FEE-HELP?

You must be an Australian citizen or hold a permanent humanitarian visa and meet the residency requirements. The course must also be with an approved FEE-HELP provider. See the full eligibility details at StudyAssist.gov.au.

What’s the difference between HECS-HELP and FEE-HELP?

HECS-HELP is for students in Commonwealth-supported places at university. FEE-HELP is for full-fee-paying students in eligible courses. Both allow you to defer payment and repay via the tax system.

Do I pay interest on FEE-HELP loans?

FEE-HELP loans are not charged interest, but they are indexed annually in line with the cost of living. This keeps your loan aligned with inflation.

How do I apply for FEE-HELP?

When you enrol in an eligible course, your education provider will give you a Request for FEE-HELP Assistance form. You must supply your tax file number and Unique Student Identifier (USI).