Government study loans

Think you can't afford to study? You may be eligible for a government study loan, like HECS-HELP or FEE-HELP, meaning you can defer the cost of your course.

Study an approved bachelor's degree or postgraduate program through the government's loan scheme, and you won't have to pay back a cent until you're earning over $54,869 (2016-17 income year).

And don't worry - if you're not eligible for a loan, most providers offer flexible payment plans or private financing options, so you won't have to go it alone.

Find out more about each loan option, and whether you're eligible, with these helpful fact sheets.