HECS-HELP

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Bachelor of Applied Entrepreneurship

In a rapidly-changing business world, whether launching a start-up or joining the workforce, graduates need practical experience, the ability to adapt to change and a readiness to handle big ideas. With that in mind, Ducere and Torrens University Australia deliver a Bachelor of Applied Entrepreneurship that teaches the...

Online

HECS-HELP, Upfront payment

100% Privacy · Takes 1 min

Bachelor of Applied Business (Marketing)

In a rapidly-changing business world, employers need graduates with practical experience, the ability to adapt to change and a readiness to handle big ideas. With that in mind, Ducere and Torrens University Australia are proud to offer a Bachelor of Applied Business (Marketing) that connects marketing creativity with...

Online

HECS-HELP, Upfront payment

100% Privacy · Takes 1 min

Bachelor of Applied Business (Management)

In a rapidly-changing business world, employers need graduates with practical experience, the ability to adapt to change and a readiness to handle big ideas. With that in mind, Ducere and Torrens University Australia are proud to offer a Bachelor of Applied Business (Management) that combines the fundamentals of...

Online

HECS-HELP, Upfront payment

100% Privacy · Takes 1 min

About HECS-HELP

These courses can be paid for through the HECS-HELP government loan scheme. If you are an Australian citizen or hold a permanent humanitarian visa, you may not need to pay upfront.

Instead, the Australian government will pay your course fees directly to the provider on your behalf. You’ll begin repaying your loan through the tax system once you start earning more than the minimum threshold of $54,435 (2024-25 income year).

Find out more about government study loans here.

Frequently Asked Questions

What is HECS-HELP and how does it work?

HECS-HELP is a government loan scheme that helps eligible students pay for their Commonwealth-supported university courses. You begin repaying the loan through the tax system when your income reaches a certain threshold. More at StudyAssist.gov.au.

Who is eligible for HECS-HELP?

You must be an Australian citizen or hold a permanent humanitarian visa and be enrolled in a Commonwealth supported place (CSP). Residency requirements apply. Full details at StudyAssist.

What’s the current income threshold for HECS repayments?

As of 2025, the minimum repayment threshold is around $51,550. Your repayments are automatically deducted via the ATO. Visit ato.gov.au for up-to-date figures.