How to Become A Financial Planner
1 Courses
Financial Planners help people take charge of their money and build real wealth. They work with clients to set goals, check finances and create a clear plan. It is a career that makes a real difference in people’s lives.
The work covers a wide range of areas. Planners advise on investing, super, insurance and retirement. They also help with tax plans and estate planning. No two clients are the same, so every day brings fresh challenges.
To get started, you need an approved bachelor’s degree from an ASIC-recognised provider. You then finish a professional year and pass a national exam. Once registered with ASIC, you can start advising clients under an AFS licensee.
Pay is strong at every level. Entry-level roles start around $75,000 a year. Experienced planners can earn well above $130,000. The career rewards both technical skill and the ability to build trust with clients.
Career Outlook for Financial Planner
Financial planning is a stable, well-paid career with steady demand across Australia. Most planners work full-time, averaging around 40 to 44 hours per week. The median age for this occupation is around 45 (yourcareer.gov.au, 2025). This reflects a career that rewards experience and a growing client book.
Most roles are permanent, and the unemployment rate is low. Job growth is expected to be moderate over the next five years (yourcareer.gov.au, 2025). An ageing population and growing super balances are driving demand for trusted financial advice.
Starting as a paraplanner or junior adviser is a common entry path. Most move into full advice roles within two to three years. With a strong client base, senior planners earn well above average. The average salary is $125,000 to $140,000 per year (SEEK, 2026).
About the author
Laura Atkinson is an Account Management and SEM specialist at Course Finder Group with six years' experience in the Australian education sector. She works day to day with universities, TAFEs and independent training providers, which gives her a close view of how courses map to real career outcomes. She writes practical guidance on career pathways, choosing the right qualification and what to expect when moving into a new field.
